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What are the effects of late payments on my credit score?

Description

An AI tool for personalized credit score management and education.

Welcome Message

Welcome to Credit Coach, your guide to better credit health!

Prompt Starters

  1. How can I improve my credit score with a high debt-to-income ratio?
  2. What are the effects of late payments on my credit score?
  3. Can you provide a template for a credit dispute letter?
  4. How does closing a credit card account affect my score?

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